Was recently awarded 70% for PTSD. I noticed my two kids, spouse and mom are not added to my claim amount.
How do I add them?
Has anybody else been able to start their own business from using the GI Bill? I don’t necessarily mean getting a degree in business or entrepreneurship though. Did you get a degree(or something else) of any sort that eventually lead you to create your own business? Thanks in advance.
I bought my house using the VA loan guarantee in 2020. I don't know what happened other than the appraisal came back. Like a ghost passed through the buying process.
Now I am pursuing the cash out refinance option to settle debts and make major improvements on the property. It's the house I live in. Everything works, the yard isn't great but I am clearing weeds. I have a burn pile out back. There's probably going to be dirty dishes in the sink.
I look at properties in the area to see what has sold, what is selling, what has price changes, and get a basic idea of the local market. I do comps and my property seems to easily fit in with the loan amount. But the houses that sell all have manicured lawns, stainless steel appliances, updated laminate floors, power washed driveways and fresh ugly ass paint.
So the big concern is that the appraiser is going to see my house, my stuff, the painting I'm doing, ugly window treatments, won't have access to the woods unless he/she wants to go into the jungle, pass judgement on my rock collection, and devalue the property.
It is structurally the same aside from all the updates (plumbing, HVAC, chimney, landscaping) but does have wear because I actively live here. Also I'm keeping it mid century moodern so the seafoam green carpet, linoleum, and hardwood, along with the dated cabinets are here.
I'm just terrified that because nothing is remudeled and I haven't given more than 1/4 shit about "curb appeal" that the property will appraise low.
Do appraisers take into consideration the type of loan? Do the appliances actually matter? I'm feeling this crazy rush to clean every scuff mark and make sure every outlet cover matches.
It's the dwelling condition, land condition, safety, and groovy style that matter right?
Man I am tripping hard on this.
I was discharged honorably over 20 years ago after serving 8 years in the Nuclear Navy. That rating afforded me great employment from then until now so I’ve always had insurance, and I’ve always considered disability to be for the real men and women who were in harm’s way. I have many physical ailments, back pain, knee pain, hearing loss but most importantly was the diagnosis of kidney cancer back in 2010ish. Caught it early and I’m fine now, and who knows if the Navy’s nuclear reactors had anything to do with it, but it does beg the question.
So is there a “statue of limitations” for a disability request? If that is still viable, how should I approach it?